• Miami-based firm adds over 500 clients to Baghdadi Capital’s portfolio, expanding the family office’s transatlantic reach.

  • The transaction, completed in September 2025, marks a significant step forward in Baghdadi Capital’s global growth strategy, as the international leading independent factor specialized in complementary financing solutions.

Miami, September 30, 2025. Baghdadi Capital, the global independent family office specialized in working capital and complementary financing solutions, announces the strategic investment in American Capital Financial Group (ACF). The Miami-based boutique finance firm, with strong presence in the United States and Latin America, offers flexible and agile financing, as well as customized financial solutions for strategic growth. The company specializes in factoring, asset-based lending and supply chain financing for small and medium-sized enterprises engaged in international commerce.

Since its founding in 2002, ACF has financed the growth of more than 500 companies, executing over 15,000 transactions, while deploying over 450 million dollars through factoring, asset-based lending, supplier credit and medium-term financing. Known for its agility and client-focused approach, ACF has become a trusted partner for SMEs navigating cross-border commerce in the U.S. and Latin America.

This investment strengthens Baghdadi Capital’s role as a connector across major trade corridors linking the U.S., Latin America, Europe and the Middle East, while enhancing its ability to diversify its client base and deliver tailored financing solutions in these key markets.

“This is a milestone in Baghdadi Capital’s journey,” says Baihas Baghdadi, Founder and Executive Chairman of Baghdadi Capital. “By joining forces with ACF’s deep expertise in the U.S. and Latin American markets, we are building a true bridge between buyers and sellers in Latin America, the U.S., Europe and The Middle East. To support the growth of ACF, we will provide 50 million USD funding on day one to the company, and grow the available funding gradually to 200 millions over the next 24 months. We expect ACF valuation after this strategic investment in equity plus the funding to reach 100 million USD. I am equally excited to collaborate with the talented professionals at ACF, whose values and commitment to clients align perfectly with ours,” affirms.

ACF contributes both, a seasoned team and proven expertise, that will strengthen the family office’s global platform and accelerate its expansion across international markets.

In this context, in 2024, ACF UK was created expanding to European and Asian markets and, in 2025, ACF UK deployed its first 5 million dollars portfolio and ACF reached a 60 million dollars revolving portfolio. These milestones underscore ACF’s ability to scale its model internationally and its strong foundation for future growth.

“This is not only a step forward in our growth but also an expansion of the opportunities we can offer to clients,” explains Ricardo Zion, Vicechairman of Baghdadi Capital. “We are delighted to welcome ACF’s team as a strategic partner. Their knowledge and presence in Miami and across Latin America enhance our ability to deliver innovative financing solutions and broaden our impact globally.”

“We are honored to partner with Baghdadi Capital and bring our team’s expertise and client relationships into a larger international and independent platform,” states Juan Carlos Zurita, President of ACF.

“This strategic investment allows us to deliver greater access, resources, and capital to our clients. Together, we will advance our shared mission of building seamless global connections and unlocking new growth opportunities,” mentions Rodrigo López, CEO of ACF.

The transaction, completed in September 2025, marks a significant step forward in Baghdadi Capital’s global diversification and growth strategy, as the international leading independent factor specialized in complementary financing solutions.

ABOUT BAGHDADI CAPITAL

Baghdadi Capital is the global independent family office founded by the Spanish businessman, Baihas Baghdadi, specialized in working capital, factoring and selective strategic investments.

The Group is executing a diversification strategy by acquiring participations in factoring and specialty finance companies across selected geographies, aiming to build the largest global independent working-capital finance platform worldwide.

Through its subsidiary TWC (Trade & Working Capital), Baghdadi Capital already manages the largest book in Spain, focusing on developing fully fledged entities in all major core markets, including the U.S.–Latin America, the U.K.–Ireland, Southern Europe, Central Europe, as well as Singapore and Hong Kong in APAC.

Currently managed circa 2.5 billion euros in assets, Baghdadi Capital positions itself as the strategic partner of reference for medium and large companies, offering complementary financing solutions tailored to real operational liquidity needs.

For more information: https://baghdadicapital.com/

ABOUT AMERICAN CAPITAL FINANCIAL GROUP

American Capital Financial Group (ACF), headquartered in Miami, has provided financing solutions since 2002. The firm began by supporting exports from Latin America to the United States and, after establishing itself as a leader in LATAM-US trade, is now expanding globally to serve clients across Europe and worldwide. With over 22 years of experience and a strategic partnership with EXIM Bank, ACF offers secure export financing and access to international markets in sectors such as telecommunications, hospitality, aviation, healthcare, and energy.

For more information: https://acfgroupus.com/